finance
Era
Personal finance for the AI era. Give Claude, ChatGPT, and other agents read/write access to your money through a personal MCP server.
8.8 /10
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Pricing
Basic
$0/mo
- Up to 2 connected financial accounts
- 100 MCP tool calls per month
- Basic metrics and ready-made rules
- Self-serve support
Organize
$8.99/mo
- Up to 15 connected accounts
- 1,000 MCP calls per month
- 15 AI pattern rules
- 10 custom categories and unlimited tags
- Email support
Automate
$22.49/mo
- Up to 100 connected accounts
- 10,000 MCP calls per month
- 100 AI pattern rules
- 50 custom categories and unlimited tags
- Priority support
- Automated transfers and shared views (coming soon)
Optimize
TBA
- Waitlist for early access
- Advanced features TBA
Key Features
- Personal MCP server exposing your real financial data to any compatible AI agent
- Read and write access: agents can check balances, categorize transactions, and set rules
- Cross-agent memory shared between Claude, ChatGPT, Cursor, and other MCP clients
- Native app (Agency) for proactive monitoring, alerts, and rule creation
- Thesis tool for quantitative portfolio analysis and backtesting
- Bank, credit card, and investment account aggregation in one context surface
- 14-day free trial on paid plans with no credit card required
Pros & Cons
Pros
- Only finance product built natively around MCP, so your data follows you across AI assistants
- Read/write capability lets agents act, not just report
- Generous free tier with 100 MCP calls per month for casual use
- Investment-grade backtesting (Thesis) is unusual for a consumer fintech
- No lock-in, your context and rules port between AI clients
Cons
- MCP-first design assumes you already use Claude, ChatGPT, or Cursor
- Free tier capped at 2 accounts limits use as a primary aggregator
- Optimize tier features and pricing are still TBA
- Giving an LLM write access to financial accounts is a trust posture not everyone is ready for
Era is the first personal finance product built for the world where you talk to an AI about your money. The MCP server architecture is the right bet. Your transactions, rules, and categories follow you across Claude, ChatGPT, and whatever comes next. If you already live in an AI assistant and want it to actually do things with your money instead of just reading screenshots, Era is the cleanest path there.
Try Era →Added to scored.tools on
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